ProvoRecruiter Since 2001
the smart solution for Provo jobs

Government Underwriter 3

Company: Flagstar Bank
Location: Provo
Posted on: May 3, 2021

Job Description:

Position Title

Government Underwriter 3

Location

Work From Home MI

Job Summary

Underwrites all levels of complexity of mortgage loan applications and evaluates loans in order to maximize organizational profit and minimize risk or loss. Responsible for collateral evaluation for all property types including multi-family and renovation loans. Well-versed in standard concepts, practices, and procedures of residential underwriting and is able to ensure that loan meets FHA and VA insurability. Able to manually underwrite loans and is not reliant on automated underwriting to make a sound credit decision. This level of underwriter is expected to accurately analyze risk factors along with the presence of compensating factors that mitigate risk to the bank and structure transactions accordingly. Excellent quality is required, while working in a fast paced production environment. Employee may be required to work overtime based on business need.

Job Responsibilities:

  • Properly applies Flagstar, investor and compliance/regulatory guidelines while underwriting our most complex loan transactions. Places the proper conditions on a loan. Formulates clear, concise and actionable conditions. Ability to manually underwrite loans and apply sound judgment and decisions.
  • Review and clear conditions based on Flagstar and investor guidelines within a designated timeframe.
  • Provide professional and knowledgeable assistance and communication to customers and internal groups. Follow-up with customers in a timely and in an actionable format.
  • Mentors underwriter levels 1 and 2 and assists them with complex loan files, as needed.
  • Other duties may be assigned at the discretion of management.
  • Ensure compliance with applicable federal, state and local laws and regulations. Complete all required compliance training. Maintain knowledge of and adhere to Flagstar's internal compliance policies and procedures. Take responsibility to keep up to date with changing regulations and policies.

Job Requirements:

  • More than five years of government underwriting experience.
  • Extreme attention to detail and organization
  • Strong email etiquette
  • Ability to build relationships with customers, sales and internal groups
  • Ability to analyze complex income, assets, credit and collateral
  • Proven decision-making skills
  • Displays initiative and drive for results
  • Able to work independently
  • Strong problem-solving, analytical and resolution skills
  • Good written and oral communication skills
  • Intermediate to advanced technical/functional skills are required.
  • Experience with Desktop Underwriting and Loan Prospector (Total Scorecard)
  • Able to perform duties within prescribed productivity timelines while maintaining high quality
  • Utilizes proper listening skills to identify and resolve issues quickly.
  • Able to maintain high production and quality

F-Hrly

Keywords: Flagstar Bank, Provo , Government Underwriter 3, Other , Provo, Utah

Click here to apply!

Didn't find what you're looking for? Search again!

I'm looking for
in category
within


Other Other Jobs


Flooring/Construction Project Manager
Description: Job Description We are seeking a Flooring/Construction Project Manager to join our team You will oversee project planning, scheduling, budgeting, and implementation. Experience in flooring or construction (more...)
Company: WISE FLOORING & DESIGN CORP.
Location: South Jordan
Posted on: 05/12/2021

Production Operator III
Description: Job DescriptionSUMMARY OF DUTIESPerforms a variety of medical assembly and processing tasks as a production team member, including performing various technical assembly tasks.ESSENTIAL FUNCTIONS PERFORMEDMay (more...)
Company: Merit Medical
Location: South Jordan
Posted on: 05/12/2021

Assistant Manager(07517)
Description: Domino apos s - 1067 W South Jordan Pkwy Assistant Restaurant
Company: Domino's
Location: South Jordan
Posted on: 05/12/2021


Lead Cashier/Supervisor
Description: p /p div style padding-left:15px padding-right:15px width:877.5px color: 515151 background-color: ffffff p strong 12- 14/hr. Plus Bonus Potential /strong /p p Come help build the coolest (more...)
Company: Maverik Inc.
Location: South Jordan
Posted on: 05/12/2021

Part Time Nabisco Retail Merchandiser/Stocker
Description: Mondelez International - JobID: 6AF33BED84EA476081E321ED4D4579B6
Company: Mondelez International
Location: South Jordan
Posted on: 05/12/2021

$13- Housekeeping Room Cleaners- EMBASSY SUITES BY HILTON SOUTH JORDAN
Description: p Flexible schedule, great benefits /p p Se Habla Espanol /p p Housekeeping Attendants help to ensure hotel rooms are cleaned to the highest
Company: Embassy Suites South Jordan
Location: South Jordan
Posted on: 05/12/2021

OPERATIONS ASSISTANT MANAGER
Description: Dollar Tree, Inc. - 10457 S Redwood Rd Assistant Store Manager As an Assistant Operations
Company: Dollar Tree, Inc.
Location: South Jordan
Posted on: 05/12/2021

Production Worker
Description: Ultradent , the global name in oral health is seeking a skilled individual to join our Valo Manufacturing Department as a Production Worker to work Swing Shift from 2:30 pm -11:00 pm Monday Through Friday. (more...)
Company: Ultradent Products
Location: South Jordan
Posted on: 05/12/2021

Part Time - Rent out Your Driveway or Parking Space
Description: Neighbor Parking Storage Host Rent out your parking space or your garage and earn 4,000 / year We are looking for side hustlers and passive income lovers to join Neighbor as independent hosts Neighbor
Company: Neighbor.com
Location: South Jordan
Posted on: 05/12/2021

Meat Cutter and Wrapper
Description: div Sam apos s Club - JobID: WD128050 Butcher As a Meat
Company: Sam's Club
Location: south jordan
Posted on: 05/12/2021

Log In or Create An Account

Get the latest Utah jobs by following @recnetUT on Twitter!

Provo RSS job feeds